INSTRUMENTS ARE THE FOLLOWING PEOPLE FAMOUS
1: Jacqueline Du Pre
2: Larry Adler
3: Julian Bream
4: Oscar Petersen
5: Charles Mingus
6: Miles Davis
7: Jimmy Smith
8: Chris Barber
9: James Galway
10: Yehudi Menuin
11: Mary O'Hara
12: Ginger Baker
13: John Coltrane
14: Derek Guyler
15: Acker Bilk
Make an Inventory for Insurance Purposes
None of us know what
the future has in store for us and it is
always advisable to be prepared. This is not
being pessimistic, it is being
realistic. Bad things happen all the
time and we should always try our best not
to be caught off-guard!
home insurance, you will also have
great peace of mind; but how do you go
about making an inventory of your
possessions? This is the first thing that a
Loss Adjuster would want to see should you
need to make a claim. But if you are not
sure how to go about making an inventory,
then you will certainly not be alone! Here
are a few tips to help you on your way...
with, it is crucial that your insurance
company have accurate information. If
there is even the slightest
chance that something is inaccurate or
has been overlooked, then you should get
in touch right away! Any discrepancies
could cause all manner of problems if
you need to make a claim.
You should also look out for any
‘special categories’ in your
policy... certain insurers may
neglect to inform you that some
of your items are not actually
may be necessary to take out an
additional policy to get the full amount of protection.
This may be more costly, but in
the long run it could prove to
be very worthwhile!
you are ready to make your list of
possessions. Grab yourself a pen and
paper, make sure you won’t have any
interruptions (or you may well miss
things out or discover duplicates on
your list!) and you are ready to start.
one end of your property and work your
way from room to room. Be as organised
as possible and do not rush.
or Not to Include?
of your possessions may be
relatively small in value, but you
should still put them on your list.
your home is consumed by fire (and I
really hope it never is), then you
will want everything
replaced; not just the large and
are listing books, videos, CDs or DVDs,
do not write down every title; simply
mark these down as ‘job lots’.
when you are making a note of jewellery,
you do need to list each individual
piece. If you have any items that are
especially valuable, get in touch with
your company to make sure they will be
covered on your basic
Most insurers will have a maximum
replacement cost for an individual
have completed your inventory, it is
always a good idea to transfer it to
then make a back-up copy and keep this
away from your home. This will mean that
your inventory is still safe if you have
a fire at your property or your PC goes
on the blink!
also take photographs (or even video
footage) of any particularly valuable
items and include them alongside your
other data. This can also go a long way
to recovering your possessions if you
are unlucky enough to be broken into.
this advice you cannot go far wrong.
However, if there are any other matters that
are unclear then it is a good idea to get in
touch with your insurer. They are
providing your home insurance and will
be able to tell you exactly what is/is not
necessary to include on your inventory.
SCAMS - WARNINGS
Neighbourhood Watch Communities in the
These days there are many scams circulating,
with more raising their ugly heads each day.
The best way to combat these is to be
pre-warned of their existence and, it is
with this in mind, that members of the
Neighbourhood Watch Communities in the
Stafford District have suggested publication
on Hints and Things.
Police are urging people using credit and
debit cards to take precautions when using
their pin numbers.
The warning follows an incident at midday on
Sunday 27 June at the Tesco store in Heath
A woman returned to her car after shopping
in the store and put her bag on the
passenger seat of her car. She was then
approached by a man who placed a map on the
bonnet of another car and asked for help
with directions. It is believed a second
offender then stole the woman's debit card.
Fraud investigator at Chase divisional crime
bureau said: "Unfortunately this type of
crime, where offenders look over the
shoulder of people using their credit or
debit cards to see their pin number and then
one person distracts a victim while the
other steals the cards, is quite widespread
"We would urge
everyone using credit or debit cards in any
situation - whether at an ATM, in a store,
restaurant or pub, to take precautions when
using their cards, ensuring that no one sees
you tapping in your pin number.
"Make sure no one is looking over your
shoulder and use your free hand to cover
over the hand you use to enter your pin.
"Examine an ATM closely to make sure
there is nothing stuck in it or in
the card slot. If there is, don't
use it and report it to your bank
and the police.
withdrawing cash from an ATM, don't
let anyone see how much you've
withdrawn and put it immediately in
a purse or wallet and place securely
in your bag or pocket before moving
away from the machine.
your card immediately if you have
difficulty getting your card out of
the ATM or if it is lost or stolen.
to Tie a Baby Sling
baby slings are available, and each can
be tied several ways. The most common
baby slings are the cradle carry and the hip
The cradle carry is popular because
it is perfect for infants with its excellent
head and neck support. It is also a good
sling to use while breastfeeding.
The hip carry is great for children
that are a little older because it allows
them to look around and interact with the
world while still remaining close to mom or
carry baby sling is not difficult to tie but
can take a bit of practice.
To tie a cradle carry baby sling,
fold the sling in half lengthwise
and then hold it against your body
so the folded side of the fabric is
facing your shoulder and the opening
is at your neck.
Adjust the folded piece of fabric so
it is draped over one shoulder
evenly, with an equal amount of
material in the back and front.
Tie a knot at your opposite hip,
slide the sling so the knot is at
your back and spread the fabric out
Practice this method several times
before you need to use the sling to
give you the confidence to tie it
for your child.
baby in a cradle carry sling will be simple
when you follow a few tips. You might
have someone help you with the process of
putting your baby in the sling for the first
few times. Place your child in the sling
feet first until his/her feet and bottom are
secure. Continue to support his/her weight
and head until he/she is resting comfortably
in the sling. This process will become like
second nature to you over time, so don't
worry if it doesn't come naturally at first.
The hip carry
is similar to the cradle carry, making it an
easy graduation when your baby is older.
For the hip carry, tie the same knot
as you do for the cradle carry, then
rotate the fabric until the knot
falls at your shoulder.
The sling will now form a pouch at
Hold your baby at your shoulder so
his/her body is well above the
sling's pouch and then slide him/her
into the sling while bringing the
pouch up over his/her bottom until
he/she is sitting in it. His/her
feet and legs should be free.
Spread out the fabric so it is
supporting his/her body from his/her
knees to his/her shoulders.
Baby Sling Tips and Warnings
If you want a little extra practice, try
placing a doll into the sling before
attempting it with your baby. Treat the doll
as if it is your child, remembering infant
head and neck support and accounting for
You can keep your sling tied after each use
to make the process easier, just be sure to
regularly check that the knot is secure.
Don't put items into the sling with your
baby, as there is just enough room in there
for your little one.
Practice common safety sense when using a
baby sling. Never use a stove or oven or
handle hot liquids when wearing your baby
and never wear your baby while driving.